Bonds are debt securities issued by the government or companies. If you are interested in investing in bonds, you can easily purchase them through PROFITS Bonds on the Profits Anywhere app. With PROFITS Bonds, you can access bond investment services more conveniently, as you can easily buy and sell bonds directly from your smartphone. Additionally, this new feature can serve as an alternative or diversification option for your investment choices.

To get started and learn more, check out this article right now.

    I. Types of Bonds Available on PROFITS Bonds

Generally, bonds that can be purchased on PROFITS Bonds include:

1. Surat Berharga Negara Ritel Konvensional (SBSN Ritel, Conventional Retail Government Securities ), which consists of Obligasi Ritel Indonesia (ORI, Indonesian Retail Bonds) and Surat Berharga Negara (SBN, Retail Savings Bonds).
2. Surat Berharga Syariah Negara (SBSN Ritel, Retail Sharia Government Securities), which consists of Sukuk Ritel (SR, Retail Sukuk) and Sukuk Tabungan (ST, Savings Sukuk ).

    II. Advantages of Investing in PROFITS Bonds

By investing through PROFITS Bonds, you will enjoy several advantages, such as:

1. Full digital access;
2. Transparent and accessible service;
3. Investment options with low minimum thresholds;
4. Safeguarded through registration with KSEI (Indonesia Central Securities Depository).

    III. Things to Consider Before Buying Bonds

1. Types of bonds and issuers

All types of bonds are available on PROFITS Bonds, including ORI, SBR, SR, and ST.

   2. Coupon and tenor

The coupons contained in PROFITS Bonds consist of fixed coupons, which offer fixed bond interest rates, and variable coupons, which have variable interest rates depending on Bank Indonesia’s interest rates. In addition, pay attention to the bond tenor, whether it is long or short. This is because long-term bonds are more sensitive to interest rate changes, while short-term bonds are not as sensitive.

   3. Bond yield

In addition to the tenor, the bond yield also needs to be taken into consideration. If the bond yield is higher than the coupon rate, this indicates that the bond is still trading at a discount or is undervalued. Meanwhile, if the bond yield is lower than the coupon, then the price is already at a premium.

   4. Liquidity

The liquidity of bonds is one important factor that should not be ignored. You need to know whether the bonds are actively traded or not. This is because if the bonds are actively traded, investors can easily buy or sell them at any time.

   5. Investment objectives and time frame

The final step is to determine your investment objectives and time frame. By determining these two factors, you can choose the type of bond that suits you best.

Those are the various things you need to know about bonds and PROFITS Bonds. Explore the diverse investing opportunities on PROFITS Bonds by downloading the Profits Anywhere app.

Writer: Riska Novi Cahyani

Editor: Yundira Putri Rahmadianti & Salsabila Wardhani